SYNCHRONY FINANCIAL
SYF
Key stats
- Open
- 72.00
- Day high
- 73.04
- Day low
- 71.58
- Previous close
- 72.02
- Volume
- 7.06M
- VWAP
- 72.04
- 52-week high
- 88.77
- 52-week low
- 63.08
- Market cap
- 22.43B
- Shares out
- 311.40M
- Employees
- 20,000
- Listed
- 2014
About SYNCHRONY FINANCIAL
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
FINANCE SERVICES · STAMFORD, CT · synchrony.com
Options · expiring Nov 20
Nov 12, 4:00 PM ET- Call open interest
- 6.8K
- Put open interest
- 4.5K
- Put/call
- 0.65
- At-the-money IV
- 37.9%
| Contract | Last | Traded | Volume | Open int. | IV |
|---|---|---|---|---|---|
| 77.50 call | 0.17 | Nov 12, 2:34 PM | 134 | 2.1K | 38.3% |
| 72.50 call | 1.44 | Nov 12, 1:15 PM | 112 | 139 | 37.9% |
| 62.50 put | 0.10 | Nov 3, 1:36 PM | 40 | 585 | 73.4% |
| 77.50 put | 4.20 | Nov 4, 1:19 PM | 40 | 375 | — |
| 67.50 put | 0.36 | Nov 11, 12:47 PM | 34 | 840 | 36.2% |
| 60 put | 0.05 | Nov 5, 9:59 AM | 26 | 43 | 66.1% |
Quarterly results
Massive · Oct 22, 2026| Q3 2026 to Sep 30, 2026 | Q2 2026 to Jun 30, 2026 | Q1 2026 to Mar 31, 2026 | Q4 2025 to Dec 31, 2025 | |
|---|---|---|---|---|
| Revenue | $5.89B | $5.72B | $5.74B | $5.86B |
| Gross profit | $4.91B | $4.75B | $4.77B | $4.89B |
| Operating income | $1.18B | $1.19B | $1.05B | $952.00M |
| Net income | $864.00M | $864.00M | $784.00M | $730.00M |
| Diluted EPS | 2.68 | 2.59 | 2.27 | 2.04 |
| Operating cash flow | $2.50B | $2.42B | $2.18B | $2.45B |
| Assets | $122.47B | $121.93B | $121.50B | $119.09B |
| Liabilities | $105.92B | $105.03B | $105.02B | $102.33B |
| Equity | $16.55B | $16.90B | $16.48B | $16.77B |
Technicals
Massive · Nov 12, 2026- 50-day average74.09
- 200-day average73.48
- RSI (14 days)40.1
Short interest
Massive · Oct 30, 2026- Oct 30, 202617.31M shares · 4.8 days to cover
- Oct 15, 202616.43M shares · 5.5 days to cover
- Sep 30, 202617.45M shares · 5.7 days to cover
- Sep 15, 202618.82M shares · 6.9 days to cover
Dividends
Massive · Nov 5, 2026- Ex Nov 5, 2026, paid Nov 16, 20260.3400 · 4 a year
- Ex Aug 5, 2026, paid Aug 17, 20260.3400 · 4 a year
- Ex May 5, 2026, paid May 15, 20260.3000 · 4 a year
- Ex Feb 6, 2026, paid Feb 17, 20260.3000 · 4 a year
- Ex Nov 5, 2025, paid Nov 17, 20250.3000 · 4 a year
- Ex Aug 5, 2025, paid Aug 15, 20250.3000 · 4 a year
- Ex May 5, 2025, paid May 15, 20250.3000 · 4 a year
- Ex Feb 3, 2025, paid Feb 18, 20250.2500 · 4 a year
Related companies
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