Bread Financial Holdings, Inc.
BFH
Key stats
- Open
- 97.64
- Day high
- 99.39
- Day low
- 96.55
- Previous close
- 97.65
- Volume
- 564.3K
- VWAP
- 97.97
- 52-week high
- 114.53
- 52-week low
- 59.26
- Market cap
- 3.71B
- Shares out
- 37.96M
- Employees
- 6,000
- Listed
- 2001
About Bread Financial Holdings, Inc.
Formed by a combination of JCPenney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private-label and co-branded credit cards, loyalty programs, and marketing services. The company's most financially significant unit is its credit card business, which partners with retailers to jointly market Bread's credit cards to their customers. The company also retains a minority interest in spun-off LoyaltyOne, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.
PERSONAL CREDIT INSTITUTIONS · COLUMBUS, OH · breadfinancial.com
Options · expiring Nov 20
Nov 12, 4:00 PM ET- Call open interest
- 588
- Put open interest
- 3.6K
- Put/call
- 6.17
- At-the-money IV
- 44.0%
| Contract | Last | Traded | Volume | Open int. | IV |
|---|---|---|---|---|---|
| 92.50 put | 1.45 | Nov 10, 1:36 PM | 620 | 1.0K | 48.8% |
| 95 put | 2.13 | Nov 10, 1:36 PM | 620 | 867 | 41.9% |
| 87.50 put | 0.98 | Nov 9, 9:46 AM | 327 | 328 | 79.9% |
| 97.50 put | 3.38 | Nov 10, 1:35 PM | 300 | 240 | 39.9% |
| 100 put | 4.84 | Nov 10, 1:35 PM | 300 | 96 | 40.0% |
| 95 call | 9.00 | Nov 4, 10:09 AM | 106 | 94 | 45.7% |
Quarterly results
Massive · Oct 27, 2026| Q3 2026 to Sep 30, 2026 | Q2 2026 to Jun 30, 2026 | Q1 2026 to Mar 31, 2026 | Q4 2025 to Dec 31, 2025 | |
|---|---|---|---|---|
| Revenue | $1.25B | $1.26B | $1.28B | $1.41B |
| Gross profit | $1.11B | $1.12B | $1.15B | $1.27B |
| Operating income | $298.00M | $324.00M | $374.00M | $343.00M |
| Net income | $150.00M | $144.00M | $179.00M | $54.00M |
| Diluted EPS | 3.82 | 3.55 | 4.15 | 1.17 |
| Operating cash flow | $601.00M | $533.00M | $487.00M | $568.00M |
| Assets | $23.29B | $22.45B | $22.31B | $22.66B |
| Liabilities | $19.85B | $19.09B | $18.98B | $19.34B |
| Equity | $3.44B | $3.37B | $3.33B | $3.33B |
Technicals
Massive · Nov 12, 2026- 50-day average103.01
- 200-day average93.16
- RSI (14 days)41.4
Short interest
Massive · Oct 30, 2026- Oct 30, 20263.37M shares · 5.3 days to cover
- Oct 15, 20263.41M shares · 6.4 days to cover
- Sep 30, 20263.24M shares · 4.8 days to cover
- Sep 15, 20262.79M shares · 5.6 days to cover
Dividends
Massive · Nov 30, 2026- Ex Nov 30, 2026, paid Dec 15, 20260.2500 · 4 a year
- Ex Aug 31, 2026, paid Sep 15, 20260.2300 · 4 a year
- Ex May 29, 2026, paid Jun 15, 20260.2300 · 4 a year
- Ex Feb 27, 2026, paid Mar 16, 20260.2300 · 4 a year
- Ex Nov 7, 2025, paid Dec 12, 20250.2300 · 4 a year
- Ex Aug 8, 2025, paid Sep 12, 20250.2100 · 4 a year
- Ex May 9, 2025, paid Jun 13, 20250.2100 · 4 a year
- Ex Feb 14, 2025, paid Mar 21, 20250.2100 · 4 a year
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