Upstart Holdings, Inc.
UPST
Key stats
- Open
- 19.88
- Day high
- 20.10
- Day low
- 19.06
- Previous close
- 20.56
- Volume
- 5.16M
- VWAP
- 19.47
- 52-week high
- 52.10
- 52-week low
- 19.06
- Market cap
- 2.03B
- Shares out
- 98.91M
- Employees
- 1,405
- Listed
- 2020
About Upstart Holdings, Inc.
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
FINANCE SERVICES · BURLINGAME, CA · upstart.com
Options · expiring Nov 13
Nov 12, 4:00 PM ET- Call open interest
- 6.9K
- Put open interest
- 5.5K
- Put/call
- 0.81
- At-the-money IV
- 58.1%
| Contract | Last | Traded | Volume | Open int. | IV |
|---|---|---|---|---|---|
| 21 call | 0.01 | Nov 12, 3:51 PM | 431 | 182 | 91.4% |
| 22 put | 2.85 | Nov 12, 3:22 PM | 304 | 197 | 238.1% |
| 19.50 call | 0.15 | Nov 12, 3:55 PM | 298 | 39 | 58.1% |
| 20 call | 0.08 | Nov 12, 3:56 PM | 295 | 122 | 68.4% |
| 19.50 put | 0.50 | Nov 12, 3:58 PM | 275 | 1.1K | 109.4% |
| 23 put | 3.85 | Nov 12, 3:22 PM | 222 | 138 | 258.4% |
Quarterly results
Massive · Nov 3, 2026| Q3 2026 to Sep 30, 2026 | Q2 2026 to Jun 30, 2026 | Q1 2026 to Mar 31, 2026 | Q4 2025 to Dec 31, 2025 | |
|---|---|---|---|---|
| Revenue | $364.03M | $348.02M | $277.06M | $202.24M |
| Gross profit | $364.03M | $348.02M | $277.06M | $202.24M |
| Operating income | $29.51M | −$2.05M | −$38.67M | −$153.65M |
| Net income | $36.58M | $16.54M | −$6.65M | $18.64M |
| Diluted EPS | 0.33 | 0.16 | -0.07 | 0.15 |
| Operating cash flow | −$19.75M | −$136.63M | −$133.30M | $108.55M |
| Assets | $3.34B | $3.17B | $2.96B | $2.97B |
| Liabilities | $2.45B | $2.37B | $2.23B | $2.18B |
| Equity | $887.42M | $797.49M | $733.17M | $798.82M |
Technicals
Massive · Nov 12, 2026- 50-day average23.88
- 200-day average28.78
- RSI (14 days)32.9
Short interest
Massive · Oct 30, 2026- Oct 30, 202626.50M shares · 7.9 days to cover
- Oct 15, 202626.89M shares · 6.4 days to cover
- Sep 30, 202628.57M shares · 6.2 days to cover
- Sep 15, 202627.65M shares · 6.9 days to cover
Splits
Massive · Jun 19, 2012- Jun 19, 20121-for-52.4846
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